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40 Tips on how to Save More & Spend Less
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40 Tips on How to Save More & Spend Less

  • On your ATM receipt, write down purchases. I do this for two reasons: 1. It is a way to track your spending and help you better understand where your cash is going 2. It becomes a deterrent to frivolous spending. Total it at the end of a week or a month. You will be surprised how much you could have saved.

    ...Patty Hasson, President, CCCSDV

  • A penny saved is two pennies earned. It is the wise use of money that is important, not just the saving of it. A well thought out plan makes your money work for you, and rather than just being thrown in a drawer, if it is put to use wisely it can amount to many pennies and financial stability for you and your family.

    ...Ben Franklin, Inventor

  • Create a personal budget - with categories like entertainment, dining out, clothes, gift purchases, etc. Your personal budget combined with your house budget should not exceed your income.

    ...Pat Croce, former President of the 76ers

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