Resource Directory
Alternatives to BankruptcyThink about bankruptcy as a last resort. Here are a number of alternative ways to fix your finances without risking your credit rating.
Updated: 4/7/2008
Types of BankruptcyThere are two types of bankruptcy available to most people, Chapter 7 and Chapter 13.
Updated: 4/7/2008
Getting Organized to Make the Most of Your Money Are you filing financial documents in shoe boxes and staking them hap-hazardly throughout your home? If so, you are doing yourself and your family a financial disservice. Good record keeping enables you to check your financial status in a moment's notice and this is essential in to staying focused on achieving your financial goals.
Updated: 4/7/2008
Utility ResourcesList of utility resources with contact information.
Updated: 4/7/2008
Bankruptcy FactsQuick facts about bankruptcy.
Updated: 4/7/2008
Consumer Protection AgenciesList of consumer protection agencies and contact information.
Updated: 4/7/2008
The Management of Risk in Subprime LendingThe comment period is drawing to a close for the interagency Proposed Statement on Subprime Mortgage Lending. Although subprime is generally a very small portion of most banks’ loan portfolios, we’ve witnessed the demise of certain companies specializing in the product. We’ve also seen a huge—some would say oversized—reaction to the rising number of late payments and defaults. Two factors are at play in this reaction: consumer protection and bank underwriting practices. In an economy whose health depends heavily on the consumer, that spells trouble. In this article, the author—a veteran of subprime lending—reminds us that the agencies’ requirements are a lot like the five Cs of lending and basic commonsense risk management tactics.
Updated: 4/7/2008
Education & GED ResourcesList of education & GED resources with contact information.
Updated: 4/7/2008
Explaining Money To KidsIf you are struggling to get a handle on how to explain the financial facts of life to your young ones, we hope the breakdown that follows will be of assistance.
Updated: 4/7/2008
American Express Consumer ResourcesAmerican Express is steadfast in our commitment to provide consumers with the resources they need to understand and manage their credit and to help them use charge and credit cards.
Updated: 4/7/2008

