Are you associated with other CCCS offices? If so, how?
CCCS of Delaware Valley has 19 locations throughout the Greater Philadelphia area. We are a member of the National Foundation for Credit Counseling (NFCC) who has members across the nation however we are all run independently.
How much do your services cost?
Many of our counseling and educational programs are offered at no cost to you. Housing counseling is provided at no cost. For individuals who enter into our Debt Management Plan (DMP), there is an initial consultation fee of $50 and $10 per creditor up to $50 monthly maintenance fee.
Credit Report Counseling, has a fee of $65 for an individual and $75 for a couple.
Pre-filing Bankruptcy Counseling clients are charged a fee of $50. Fee reduction or waiver to those consumers demonstrating an inability to pay the requested fee, e.g. those living below 150% of the poverty line, is standard practice. Services are provided without regard to ability to pay.
Are you with the government?
No, CCCS is not a government agency. We are a registered 501c(3) non profit organization.
What is the Federal Trade Commission (FTC)?
The FTC is a federal agency that offers practical information on a variety of consumer topics Visit www.ftc.gov/credit to access their site.
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