You will meet privately with a certified credit counselor to analyze your income, living expenses, and debt to create a plan of action – to either avoid or reduce your debt. We offer advice for developing and balancing budgets, managing money, using credit wisely and building a savings plan.

During the session, you and your counselor will:

• Obtain and verify personal information and sources of income
• Review budgets and discuss spending recommendations
• Determine if income covers essential monthly expenses
• Review assets and liabilities
• Obtain debt account statements
• Review your options based on your individual financial circumstances
• Create an appropriate action plan

Counseling Information:

• In Person, Phone, and Online Sessions Available
• Languages Available: English, Spanish, Cantonese , Mandarin, Vietnamese, and Fujianese
• Arrangements can be made to accommodate our Hearing Impaired Clients